Protect your checkout from payment fraud, account takeover, and premium rate attacks with real-time phone verification. Learn how merchants block 94% of fraudulent orders while improving conversion by 28%.
Order forms face sophisticated fraud patterns that differ from signup forms. Attackers target checkout processes to steal payment credentials, abuse refund policies, and route payments through premium rate numbers. Unlike signups, every fraudulent order directly impacts your revenue.
The average merchant loses $127,000 monthly to checkout fraud, with chargebacks and operational costs multiplying the impact. Real-time phone verification creates a fraud filter that operates before payment processing, blocking attacks while legitimate customers complete their purchases.
73% of payment fraud comes from stolen credentials
Average loss: $1,800 per attack
Signup forms typically focus on preventing fake accounts and bot signups, while order forms must protect against payment fraud, account takeover, and premium rate abuse. Order form validation emphasizes premium rate detection, carrier verification, and geographic matching with billing addresses. The stakes are higher with order forms because each fraudulent transaction directly impacts revenue through chargebacks, lost merchandise, and payment processing fees.
When implemented correctly, phone verification improves conversion rates by 28% on average. The key is using risk-based routing: low-risk numbers (tier-1 mobile, geographic match) flow through automatically, while only high-risk patterns require additional verification. By blocking fraud before payment processing, you reduce payment declines and friction for legitimate customers. The 50ms validation time adds negligible delay to checkout.
Premium rate numbers generate revenue for the number owner when called or messaged. Fraudsters inject these numbers into order forms to trigger automated verification calls/SMSes, costing merchants $5-50 per attempt. Common premium rate country codes include Sierra Leone (+232), Estonia (+372), and Latvia (+371). Professional phone validation APIs automatically detect and block these numbers before order completion, saving merchants an average of $1,800 per attack attempt.
Start validating phone numbers on your order forms in under 10 minutes. Get 100 free validations to test with your checkout flow.
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